The Canada Revenue Agency (CRA) has confirmed a new Goods and Services Tax (GST) Credit increase, with payments of up to $650 set to be issued on February 8, 2026. This inflation-adjusted credit aims to support low- and moderate-income Canadians with essential cost-of-living relief.
The payment is non-taxable, automatically issued to eligible individuals and families who file their tax returns. This updated credit reflects federal efforts to realign support with rising food, housing, and transportation costs, as inflation continues to affect Canadians nationwide.
Here’s what Canadians need to know about the 2026 GST Credit update, including who qualifies, how much they’ll receive, and steps to take to ensure timely delivery.
What Has Changed for the GST Credit in 2026?
The CRA has raised the maximum GST/HST Credit amounts starting February 2026, providing increased quarterly support to more households.
Key Changes:
- Maximum payment amount increased to $650
- Payment date: February 8, 2026
- Applies to individuals and families who filed a 2025 tax return
- No application required for most recipients
The change is a response to persistent inflation and aims to help recipients offset GST paid on essential goods and services.
Who Is Eligible for the February 2026 GST Credit?
To receive the payment, Canadians must meet specific income, residency, and tax filing criteria.
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Eligibility Requirements:
- Be a Canadian resident for income tax purposes
- Be 18 years or older, or have a spouse/common-law partner, or be a parent
- Filed a 2025 income tax return
- Income falls within CRA thresholds for low- and moderate-income households
Income and Family Criteria:
- Single individuals: Receive a base amount, depending on income
- Couples and families with children: Receive higher amounts
- Seniors and those receiving other federal benefits (like GIS): May receive additional top-ups
The CRA calculates eligibility and payment amounts using your previous year’s tax return (2025).
How Much Will You Receive?
The maximum GST Credit for February 2026 is up to $650, depending on your family situation and income level.
| Household Type | Maximum Payment (Feb 2026) |
|---|---|
| Single individual | Up to $325 |
| Married/common-law couple | Up to $650 |
| Per child under 19 | Additional $170 per child |
Note: These are maximum values. Actual payments vary based on net income.
Payment Date and Method
First Payment Date:
February 8, 2026 – direct deposit for most recipients.
How You’ll Be Paid:
- Direct Deposit: Fastest method. Payments are usually received on the same day.
- Mailed Cheque: For those not registered for direct deposit (may take longer to arrive).
Why the GST Credit Is Increasing
The federal government is adjusting the credit to better match inflationary trends, especially in:
- Grocery and food costs
- Housing and utilities
- Transportation
The payment also contributes to:
- Reducing financial stress for low-income households
- Preventing food insecurity
- Supporting consumer spending in local economies
How to Ensure You Receive the GST Payment
To avoid delays or missed payments:
✅ What You Should Do:
- File your 2025 tax return early (even if you had no income)
- Update your address and banking info via CRA My Account
- Enroll in direct deposit with the CRA
- Monitor My Account for payment updates or issues
Practical Uses for the GST Credit
The GST credit offers real-world support to manage:
- Groceries and household bills
- Utility and heating expenses
- Transportation and fuel costs
Strategic Tips:
- Allocate a portion to emergency savings
- Use part to reduce high-interest debt
- Plan ahead with a monthly budget
Will This Affect Other Benefits?
No. The GST/HST credit is a separate, tax-free benefit and will not impact your eligibility for:
- Canada Child Benefit (CCB)
- Old Age Security (OAS) or Guaranteed Income Supplement (GIS)
- Canada Workers Benefit (CWB)
- Employment Insurance (EI)
The CRA’s February 2026 GST Credit increase delivers meaningful financial relief as Canadians continue to grapple with inflation. By raising the maximum payment to $650, expanding accessibility, and ensuring automatic delivery, the federal government aims to support everyday affordability for those who need it most.
With no additional application needed beyond filing your 2025 tax return, Canadians are encouraged to stay informed, update their CRA details, and plan how to use the funds effectively.
FAQs: February 2026 GST Credit
When will the 2026 GST Credit be paid?
The payment is scheduled for February 8, 2026, for eligible Canadians.
How much is the February 2026 GST payment?
Up to $650 per household, depending on income and family size.
Who qualifies for the increased GST Credit?
Canadians with low to moderate incomes who filed a 2025 tax return are generally eligible.
Is this GST Credit change confirmed by the CRA?
Yes. The CRA has officially confirmed the February 2026 GST credit increase.
Do I need to apply for this payment?
No application is required if you file your 2025 tax return. The CRA automatically assesses eligibility.
Will this impact CPP, OAS, or CCB?
No. The GST Credit is non-taxable and does not affect other federal benefits.
How can I check my eligibility or payment status?
Log into your CRA My Account to verify your status, update details, and confirm payment dates.
