Adults with disabilities in Quebec and across Canada will receive the next Canada Disability Benefit (CDB) payment on Thursday, February 19, 2026, according to the federal schedule administered by the Canada Revenue Agency and Service Canada.

Eligible recipients can receive up to $200 per month, or $2,400 annually, depending on income. The benefit, which officially launched in July 2025, provides recurring financial support to low-income adults living with disabilities.

For individuals whose applications were recently approved, retroactive payments may be issued covering eligible months since the program began.

What Is the Canada Disability Benefit (CDB)?

The Canada Disability Benefit (CDB) is a federal income support program designed to assist working-age adults with disabilities who have limited income.

The benefit is:

• Paid monthly
• Income-tested
• Adjusted periodically for cost-of-living changes
• Administered jointly by CRA and Service Canada

To qualify, applicants must hold an approved Disability Tax Credit (DTC) certificate.

Who Is Eligible for the $200 Monthly Payment?

To qualify for the CDB, applicants must meet all of the following criteria:

• Be 18 to 64 years old
• Live in Canada
• Have filed a 2024 income tax return (the 2025 return will be used starting July 2026)
• Hold a valid Disability Tax Credit (DTC) approval

Legal Status Requirements

Applicants must also be:

• A Canadian citizen
• A permanent resident
• A protected person
• Registered under the Indian Act
• Or a temporary resident with at least 18 consecutive months in Canada

Individuals serving a federal prison sentence of two years or more are generally not eligible during incarceration, except for the first and last month.

How Much Can You Receive?

The maximum monthly payment is $200, but the actual amount depends on adjusted net income and household composition.

Single Individuals

• Full $200 if income is $23,000 or less
• Full amount also available up to $33,000, provided at least $10,000 comes from employment
• Gradual reduction beyond these levels
• Benefit phases out completely above $45,000

Couples (One Eligible Partner)

• Full payment if combined income is below $32,500
• Full payment also available at $46,500, if at least $14,000 is employment income
• Phases out fully above $58,500

Couples (Both Partners Eligible)

Each eligible partner may receive:

• Up to $200 monthly
• Full amount if family income remains below $32,500
• Full payment also possible at $46,500 with employment income thresholds met

Income reassessments occur annually based on filed tax returns.

Retroactive Payments Explained

If your DTC approval or CDB application was processed after July 2025, you may receive back payments for eligible months missed.

Retroactive deposits can represent a substantial lump sum, depending on approval timing.

How to Apply for the Canada Disability Benefit

Most eligible individuals receive a letter from Service Canada containing a unique access code.

Application steps include:

• Log in to the Service Canada online portal
• Enter your access code
• Provide your Social Insurance Number (SIN)
• Submit proof of legal status (if required)
• Register direct deposit details

Direct deposit ensures faster payment compared to mailed cheques.

CDB Payment Dates for 2026

The Canada Disability Benefit is paid on the third Thursday of each month.

Upcoming payment dates include:

• Thursday, February 19, 2026
• Thursday, March 19, 2026
• Thursday, April 16, 2026
• Thursday, May 21, 2026

Recipients should monitor their bank accounts on these dates if direct deposit is set up.

Why the Canada Disability Benefit Matters

The CDB was introduced to address:

• Rising cost of living
• Housing affordability challenges
• Increased financial pressure on persons with disabilities

By providing predictable monthly support, the federal government aims to reduce poverty rates among working-age Canadians with disabilities.

What You Should Do Now

To ensure uninterrupted payments:

• Confirm your Disability Tax Credit (DTC) approval remains valid
• File your income tax return annually
• Update your direct deposit information with CRA
• Monitor Service Canada correspondence

If you believe you qualify but have not received a letter, contact Service Canada directly.

Frequently Asked Questions (FAQ)

When is the next Canada Disability Benefit payment?

The next payment is scheduled for February 19, 2026, followed by monthly payments on the third Thursday.

How much can I receive from the CDB?

Eligible individuals can receive up to $200 per month, depending on income and household status.

Who qualifies for the benefit?

Adults aged 18 to 64 with a valid Disability Tax Credit (DTC) approval and income within program thresholds.

Do I need to apply?

Yes. Eligible individuals must complete the application process through Service Canada.

Is the benefit taxable?

The Canada Disability Benefit is considered a federal support payment and does not reduce other core disability tax credits.

Can I receive retroactive payments?

Yes. Newly approved applicants may receive back payments covering eligible months since July 2025.

Will this affect CPP or OAS?

The CDB is separate from CPP and OAS, but income thresholds may impact other income-tested programs.